SC Dept. of Consumer Affairs: 2025 Average Mortgage APR Dipped to 6.5%

The state agency reported a slight decline in average mortgage interest rates last year alongside a rise in refinancing activity.

Based on a release from S.C. Dept. of Consumer Affairs.

The average annual percentage rate on South Carolina mortgages declined slightly to 6.5% in 2025, according to the S.C. Department of Consumer Affairs.

The department also reported that mortgage refinances increased during the year.

The department did not provide additional figures or context in the material released.

Source: S.C. Dept. of Consumer Affairs original release.